DestinationsThe Gambia
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Open a bank account in The Gambia

✓ Non-CRSIn-person requiredNon-residents OKon request

Who we work with

We work with local Gambian commercial banks. An in-person visit is required. No fixed minimum deposit.

About this destination

The Gambia is a small but strategically interesting country in West Africa and does not participate in the automatic exchange of information (CRS). It offers uncomplicated account opening with no local residency requirement. The banks in Banjul are well regulated and offer multi-currency accounts in USD, GBP and Gambian dalasi.

The Gambia is particularly attractive for entrepreneurs looking for a West African account without CRS reporting. We accompany you through the entire process.

Banking system

All figures are indicative and subject to change. Not investment advice.

Key banks
Trust Bank Limited, Guaranty Trust Bank (GTBank) Gambia, Ecobank Gambia, Standard Chartered Bank Gambia, Access Bank Gambia, Arab Gambian Islamic Bank
Credit rating
No official sovereign rating from S&P or Moody's; regulation by the Central Bank of The Gambia
Deposit guarantee
Deposits are protected by the Gambian deposit-insurance fund up to a statutory amount
Currency
Gambian dalasi (GMD), 1 EUR ≈ 75 GMD (April 2026); USD and GBP accounts available
Inflation
approx. 12–15% p.a. (2024/2025); USD accounts recommended
Deposit interest
Typical savings rates 8–12% p.a. on GMD accounts; USD accounts approx. 2–4% p.a.
Banking secrecy & CRS
The Gambia is not a CRS member and does not participate in the automatic exchange of information. Banking secrecy is enshrined in law.

Knowledge & background

Why bank outside the EU?

EU account registers, EAPO, bail-in risk and de-banking — the full picture.

How our service works: step by step

Five steps from order to activated account.

Enforcement-proof accounts abroad: what the term really means

EAPO, Lugano, foreign judgments — an honest assessment.

Declaring your offshore account: what you must report

CRS, FATCA and national reporting obligations explained clearly.

Questions first?

We'll tell you within 24 hours whether this destination fits your profile.

Quick overview

CRS status✓ Non-CRS
Minimum depositon request
Remote openingIn-person required
Non-residentsNon-residents OK
Service feeon request

Not sure if this fits? Free consultation →

Requirements note

Proof of address and phone number must come from the same country — and that must be a genuine residence, not a PO box address. Our Nomad Package sets up a recognised address in the Philippines, including all required documents. Fully remote, no travel required. Ready in 1–2 weeks.

What's included in our service

  • Personal bank introduction
  • Document preparation and review
  • Application coordination
  • Ongoing support until account is active
  • Compliance and AML guidance

All information is provided for general guidance only and does not constitute legal, tax, or financial advice. Regulations and bank policies change; always verify current requirements before proceeding.