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Open a bank account in Serbia

✓ Non-CRSIn-person requiredRestrictedfrom £990

Who we work with

We work with Serbian commercial banks. An in-person visit is generally required. Minimum deposits are low and vary by bank.

About this destination

Serbia is a strategic hub in Europe and does not participate in the CRS. To open an account here, we help you obtain residency and an official residential address. Expect around two to three trips to Belgrade in total, as several authorities require your personal appearance. We accompany you through the entire process and go to the bank with you. Our regularly scheduled group trips to Serbia exist for exactly this.

Our packages

Package 1: Bank account via rental contract

£1,750
Remote via PoAAlso possible via power of attorney
  • Issuing of a rental contract
  • Registration of a temporary registered address
  • Proof of address (electricity, gas, internet or phone)
  • Opening of a personal bank account
  • All administrative and organisational services of our partner agency in Belgrade

Additional fees: Notary fees in your home country if steps run via power of attorney. Optional: second bank account +£500.

Required documents: Passport.

Package 2: Residency via employment contract

£2,200
In-person requiredPersonal presence required
  • Employment contract with our Belgrade partner
  • Power of attorney for the residence-permit application
  • Submission of the contract to the competent authority
  • Residence permit for 3 years
  • Registration of a temporary proof of address
  • Opening of a personal bank account
  • All required certified translations by court interpreters
  • All lawyer and notary costs in Serbia
  • All administrative and organisational services of our partner in Belgrade

Additional fees: Approx. £1,500 payroll costs (one-off); home-country notary fees if via power of attorney.

Required documents: Passport; copy of a professional diploma; signed employment contract; Serbian registration certificate ("white card"); biometric photo 35x45 mm.

The employment contract is concluded with our local partner; you transfer the monthly salary to the partner; payroll costs add approx. £1,500.

Package 3: Residency via property purchase

£2,200
Partially remotePartial: viewing and signing require presence
  • Help finding suitable properties
  • Organisation of viewings
  • Drafting of purchase contracts
  • Obtaining the residence permit
  • Opening of a personal bank account
  • All administrative and organisational services of our partner in Belgrade

Additional fees: Home-country notary fees if via power of attorney. Optional: agent's commission on purchase 3+1% of the price; property transfer tax 2.5% (existing stock) / 10% VAT on new builds.

Required documents: Property purchase contract; passport; biometric passport photo.

Package 4: Residency via company formation (d.o.o.)

£2,650
Partially remotePersonal presence required if a residence permit is desired
  • Company-name check
  • Definition of the business-activity code
  • Drafting of the founding act
  • Registration of the limited company (d.o.o.)
  • Entry in the Serbian commercial register
  • Self-employment contract for the director
  • Rental address for the company seat
  • Rental address for the director
  • Residence-permit application for the director
  • Support opening a business current account
  • Support opening a private current account
  • All notary and translation costs

Additional fees: Home-country notary fees if via power of attorney. Optional: monthly bookkeeping approx. £130/month; business-address provision, monthly, price on request.

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Package 5: Serbia complete package

£6,000
In-person requiredPersonal presence required: 3 nights / 2 working days
  • Company-name check
  • Business-activity code
  • Founding act
  • Registration of the d.o.o.
  • Commercial-register entry
  • Director's self-employment contract
  • Residence-permit application for the director
  • Opening of two personal bank accounts
  • Support opening a business current account
  • Director's residence registration
  • Company-seat registration
  • Proof of address (electricity, gas, internet or phone)
  • All notary and translation costs
  • Introduction to a bookkeeping agency

Additional fees: Home-country notary fees if via power of attorney.

Processing time: 21–28 days.

Banking system

All figures are indicative and subject to change. Not investment advice.

Credit rating
S&P BBB- (2024); Moody's Ba2 (2026); Fitch BB+ (2026)
Deposit guarantee
Up to EUR 50,000 per depositor and bank, state-backed via the Deposit Insurance Agency
Currency
Serbian dinar (RSD), freely convertible, 1 EUR ≈ 117.4 RSD
Inflation
Approx. 2.8% (March 2026)
Deposit interest
The National Bank of Serbia's key rate is 5.75% (March 2026); typical retail savings rates sit below that
Banking secrecy & CRS
Serbia is not a CRS member and does not participate in the automatic exchange of information. Data-protection rules and statutory banking secrecy apply.

Knowledge & background

Why bank outside the EU?

EU account registers, EAPO, bail-in risk and de-banking — the full picture.

How our service works: step by step

Five steps from order to activated account.

Enforcement-proof accounts abroad: what the term really means

EAPO, Lugano, foreign judgments — an honest assessment.

Non-CRS countries 2026: the current list

Which jurisdictions still sit outside the automatic exchange of information.

Questions first?

We'll tell you within 24 hours whether this destination fits your profile.

Quick overview

CRS status✓ Non-CRS
Minimum depositno minimum deposit
Remote openingIn-person required
Non-residentsRestricted
Service feefrom £990

Choose a package below, or request a free consultation →

Requirements note

Proof of address and phone number must come from the same country — and that must be a genuine residence, not a PO box address. Our Nomad Package sets up a recognised address in the Philippines, including all required documents. Fully remote, no travel required. Ready in 1–2 weeks.

What's included in our service

  • Personal bank introduction
  • Document preparation and review
  • Application coordination
  • Ongoing support until account is active
  • Compliance and AML guidance

All information is provided for general guidance only and does not constitute legal, tax, or financial advice. Regulations and bank policies change; always verify current requirements before proceeding.