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Open a bank account in Singapore

⚠ CRSPartially remoteNon-residents OKfrom £1,800

Who we work with

We work with a mix of local major banks and international private banks. An in-person visit to Singapore is required at most banks. Minimum deposits vary: from SGD 1,000 for standard accounts up to SGD 350,000 for private banking.

About this destination

Singapore is one of the world's safest harbours for your wealth. Its banks are highly capitalised and technologically leading. We can now open Singapore accounts remotely as well, without any travel; note the blacklist of prohibited residence countries.

A strategic pointer for internationally mobile clients: establish a residence in the Philippines first. The Philippines does not participate in the CRS, so your Singapore account is reported to Manila rather than to a European tax authority, and our Nomad Package sets up exactly that residence, fully remotely. For remote private-banking openings, budget a minimum deposit of at least USD 150,000.

Banking system

All figures are indicative and subject to change. Not investment advice.

Key banks
DBS Bank, Oversea-Chinese Banking Corporation (OCBC), United Overseas Bank (UOB), Citibank Singapore, HSBC, Standard Chartered Singapore
Credit rating
Fitch AAA, stable (April 2025); Moody's: stable banking-system outlook (December 2025)
Deposit guarantee
The Singapore Deposit Insurance Corporation (SDIC) guarantees deposits up to S$100,000 per depositor and bank
Currency
Singapore dollar (SGD), freely convertible, 1 EUR ≈ 1.49 SGD (April 2026)
Inflation
Approx. 1.8% (March 2026)
Deposit interest
Typical retail rates between 0.05% and over 4% p.a. for qualifying accounts (e.g. OCBC 360 up to 5.45% p.a., DBS Multiplier 1.80% p.a.); fixed deposits up to 1.50% p.a. (April 2026)
Banking secrecy & CRS
Banking secrecy is governed by Section 47 of the Banking Act, which prohibits disclosure of client information except where expressly provided by law. Singapore is a CRS participant and has exchanged financial-account information since September 2018.

Knowledge & background

Why bank outside the EU?

EU account registers, EAPO, bail-in risk and de-banking — the full picture.

How our service works: step by step

Five steps from order to activated account.

Enforcement-proof accounts abroad: what the term really means

EAPO, Lugano, foreign judgments — an honest assessment.

Declaring your offshore account: what you must report

CRS, FATCA, Anlage KAP — the complete guide.

Questions first?

We'll tell you within 24 hours whether this destination fits your profile.

Quick overview

CRS status⚠ CRS
Minimum depositfrom SGD 200,000
Remote openingPartially remote
Non-residentsNon-residents OK
Service feefrom £1,800

Not sure if this fits? Free consultation →

Requirements note

Proof of address and phone number must come from the same country — and that must be a genuine residence, not a PO box address. Our Nomad Package sets up a recognised address in the Philippines, including all required documents. Fully remote, no travel required. Ready in 1–2 weeks.

What's included in our service

  • Personal bank introduction
  • Document preparation and review
  • Application coordination
  • Ongoing support until account is active
  • Compliance and AML guidance

All information is provided for general guidance only and does not constitute legal, tax, or financial advice. Regulations and bank policies change; always verify current requirements before proceeding.