We work exclusively with Liechtenstein private banks. Remote opening is possible at all our partner banks. Minimum deposits from CHF 100,000 up to CHF 5,000,000 depending on bank and account model.
Liechtenstein is the smallest and most exclusive financial centre in the heart of Europe. With only around 16 banks, the principality manages over CHF 350 billion in client assets. Its banks are known for discretion, stability and first-class private-banking service. Liechtenstein is a CRS member, but strict local data-protection law and a conservative banking culture provide a high degree of privacy towards third parties. Minimum deposits start from CHF 100,000, with an entry point considerably more accessible than the principality's reputation suggests. We accompany you through the entire process.
Liechtenstein is a member of the EEA but not of the EU. This distinction matters: the principality stands outside the EU account register, outside German-style account retrieval (Kontenabruf), and outside the EU's SAG bail-in regime. At the same time it shares the Swiss franc currency area and the Swiss legal culture — the combination of maximum stability with structural distance from the EU framework.
On CRS: Liechtenstein has been a CRS member since 2016 and reports year-end balances and income to partner jurisdictions. The account must be declared; the details are in our guide on declaring your offshore account. What the CRS does not change: the strict local data-protection law (DSG) and the conservative banking culture mean that data stays within the principality and is not shared beyond what the treaty requires.
For a comparison with Luxembourg: why a Luxembourg account is rarely worth it.
The entry point is CHF 100,000. Below that, Liechtenstein is not your destination — pivot to Georgia or Switzerland (cantonal banks). Above CHF 100,000 the principality opens up; the upper end of the private-banking spectrum starts at CHF 5,000,000.
| Criterion | Liechtenstein | Switzerland |
|---|---|---|
| Enforcement exposure | Outside Lugano Convention | Inside Lugano Convention |
| EU account register | Outside | Outside |
| Entry point | CHF 100,000 | Cantonal: CHF 0 / Private: CHF 500k+ |
| Remote opening | Yes, all partner banks | Partially |
| CRS | Member since 2016 | Member since 2018 |
Is a Liechtenstein account legal?
Yes, fully. Liechtenstein is a recognised EEA financial centre with strict regulation. The account must be declared in your home country; the details are in our guide on declaring your offshore account.
Does Liechtenstein report my account?
Yes, under the CRS since 2016: year-end balance, interest, income. Declare it; the CRS reporting is not the problem — undeclared accounts are.
How safe is my money?
Deposit guarantee up to CHF 100,000 per depositor and bank via EAS Liechtenstein. Beyond that, the banks themselves are extremely well-capitalised — LLB holds S&P A+, LGT S&P A.
Can I use Liechtenstein for asset protection structures?
Yes. Liechtenstein has a long tradition of foundations and trusts. Our partner assetprotectionplus.com specialises in these structures.
All figures are indicative and subject to change. Not investment advice.
EU account registers, EAPO, bail-in risk and de-banking — the full picture.
Five steps from order to activated account.
CRS, FATCA, Anlage KAP — the complete guide.
Why Luxembourg rarely delivers what clients expect.
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Proof of address and phone number must come from the same country — and that must be a genuine residence, not a PO box address. Our Nomad Package sets up a recognised address in the Philippines, including all required documents. Fully remote, no travel required. Ready in 1–2 weeks.
All information is provided for general guidance only and does not constitute legal, tax, or financial advice. Regulations and bank policies change; always verify current requirements before proceeding.