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freedombanking.plus · Guide 2027Banking Outside the EUYour Plan B After CRD VI
Edition: November 2026
Guide as a PDF

Banking Outside the EU

From 11 January 2027, banks outside the EU need a licensed branch in their client's member state. This workbook shows what Article 21c actually requires, which accounts it reaches and which it leaves alone, what changes if you live in the UK, which banking centre fits your goal, and the order in which to set up account, documents and residence without failing compliance.

£69PDF, 53 pages, sent by email straight away

Payment runs through Stripe. The guide arrives as a PDF at this address.

What the guide contains

  • The Article 21c self-test tells you in five minutes whether your existing or planned account falls under the rule from 2027.
  • The account register to fill in records contract date, first contact and product for every account, so you can prove grandfathering and your own initiative.
  • The jurisdiction matrix by type compares the EEA, Switzerland, Asia, the Caucasus, the USA, the Gulf, the Caribbean and the British-linked centres by access for EU and UK residents, reporting status, opening route and weak spot.
  • The step plan with document checklist takes you from inventory to activation in the order banks expect.
  • The refusal-reasons list shows what the bank sees in your application and how to clear each reason before you apply.
  • Worked examples with real figures on branch capital, deposit protection in the EU, the UK and Switzerland, and UK tax on foreign interest.

Contents

  1. 1 What CRD VI regulates and what it does not
  2. 2 The dates that matter
  3. 3 Where you live decides: EU, EEA and UK
  4. 4 Banking centres outside the EU by type
  5. 5 CRS, DAC2 and reporting status
  6. 6 Order of steps, documents, refusals
  7. 7 Running the account from abroad
  8. 8 The twelve costliest mistakes
  9. 9 Questions for your adviser
  10. 10 Glossary

Good to know

How do I get the guide?

You order it directly on freedombanking.plus and receive it as a PDF, with your order number on the last page.

What is in the guide that the website does not have?

The self-test, the account register, the jurisdiction matrix by type, the step plan with document checklist, the refusal-reasons list and the worked examples on branch capital, deposit protection and UK tax on foreign interest exist only in the workbook.

Does the guide replace advice?

No. It prepares you to tackle your case in the right order and to put the right questions to your tax adviser or lawyer. It does not make the decision on your individual case for you.

Buy the guide for £69